🧮 FIRE Calculator

How far is the finish line? Plug in your numbers and find out. Results update live — no signup, no spam, no judgment about the latte.

Your numbers

Current invested net worth ($)

Monthly savings ($)

Annual spending in retirement ($)

Expected annual return (%)

Real (after-inflation) return. 5–7% is a common assumption.

Safe withdrawal rate (%)

The classic "4% rule" → target = 25× annual spending.

Current age

FIRE Number

—

Years to FIRE

—

Progress

—

Coast FIRE?

—

Projection 🚀

The fine print (light version)

This is a simple compound-growth model: monthly contributions, steady returns, no taxes, no market drama. Real life is bumpier — use it for direction, not prophecy. "Coast FIRE" means your current stash alone would grow to your FIRE number by age 65, even if you never saved another cent. Not financial advice — just campfire math. 🔥